<img height="1" width="1" style="display:none;" alt="" src="https://dc.ads.linkedin.com/collect/?pid=121315&amp;fmt=gif">

Credit Approval - Commercial & Individual

We'll help you assess risk so you can make an informed decision about approving credit.

We specialize in fast, accurate and informed reports to help you better evaluate credit applicants, prospective customers, suppliers, and business partners.

Assess your risk using investigative-style reporting that provides comprehensive and up-to-date information. You'll gain valuable insights that cannot be obtained through traditional historical database reports, which only provide a snapshot of a company's or individual’s credit.

Our reports are thorough, based on current information and easy to understand, allowing you to make the best decision possible.

We can generate quality reports on individuals or businesses for commercial purposes.

  • Corporations
  • Partnerships
  • Sole Proprietorships
  • Individuals
  • Business Owners
  • Officers / Directors
  • Principals / Consumers

Our reports provide insight for various purposes, including:

Credit Approval:

Before a financial institution extends credit, they verify the prospective borrower's credit history and ability to repay. It’s good practice for all creditors to do the same. Our reports will help assess your risk and lessen the possibility of default and the need for debt recovery.

Approving Potential Customers:

Before you extend credit to a new customer (be it an individual or a company), it’s imperative that you look at the prospective customer’s credit history. A negative credit history is an indication that the person, or company, who is seeking credit may not be able to repay the debt in a timely fashion, or that they may default on the debt completely. With our comprehensive credit report, you can measure the level of risk to your business in granting credit. And remember - negative credit doesn’t have to end the customer relationship. You can always consider an alternative payment strategy to reduce the likelihood of broken contracts and defaults.

Approving Potential Suppliers:

It’s always worthwhile to ensure that your supplier has sufficient cash flow so that they will deliver what you want, when you need it. A credit report will assist you in determining whether your supplier’s credit indicates that they are in difficulty and could fail to supply or not meet obligations for products or services.

Entering into Partnership / Joint Venture:

Due diligence is a crucial step when deciding whether (or not) you should enter into a partnership or joint venture. You'll want to know:

  1. Is the business financially stable?
  2. Do they have any negative credit or legal issues?
  3. Do they already have joint venture partnerships with other businesses?
  4. How are they performing in terms of production, marketing and personnel?
  5. What do their customers and suppliers say about their product, services, and trustworthiness?
Our reports will ensure that you have reliable and timely answers to these questions, and more. 

Business Acquisition:

Acquiring another company can be an effective strategy when helping your company grow, but choosing the right company to acquire can be a difficult decision. This decision can be made easier with effective due diligence reporting, providing complete and relevant information about the business you are purchasing, or the individuals you want to engage in business with.

Find out more about Quality Credit reports for commerical or individual credit approval assessments. 

Request a Sample Report

To learn more about our comprehensive credit reporting products, get in touch with us and request a sample report. Sample reports are available for commercial and individual assessments, property management, franchisors, legal & debt recovery, OEM dealer development, and human resources.
Request a Sample Report

Our Credit Reporting Products

Why Use an Asset Accumulation Report?

Why Use an Asset Accumulation Report? Is money owed to you by another party? Do you have a skipped or delinquent tenant? Are you looking into ways to collect that debt? Are you trying to enforce a judgment? Are you considering legal action? Don’t...

Read More