Debtor asset reports for litigation and judgment enforcement
Know the debtor’s position before you commence an action or enforce a judgment. A verified report identifies assets and liabilities and helps establish an address for service. For lawyers and lenders in Canada and the U.S.
QCR is not a collection agency or a private investigator. For lawyers, lenders and businesses with a legitimate business need.
- Real property, vehicles, equipment and business interests
- Liens, mortgages, executions and judgments
- Canadian debtors: land title, tax lien and court records
Where the report fits on your file
Asset search before you commence an action
Check whether the debtor has assets a judgment could reach before you issue a claim. The Asset Accumulation Report identifies assets and liabilities and helps establish an address for service, so counsel can decide the next step.
Enforcing a judgment
Know which of the judgment debtor’s assets to ask about at an examination in aid of execution. The Debt Recovery Report identifies real and personal property for a writ of seizure and sale, income, and assets that may have been conveyed fraudulently.
Canadian debtors
Acting for a U.S. creditor? QCR, a licensed, national agency with offices in Markham, Truro and Phoenix, reports on Canadian commercial debtors from Canadian land title, tax lien and court records.
Weighing an offer to resolve the claim
Before or after judgment, current and verified information on the debtor’s assets and liabilities helps counsel weigh an offer to resolve the claim.
What the reports cover
An experienced credit investigator verifies the information with institutions and public registries such as land titles, personal property security registrations and court records. Land and property records depend on what each province makes available.
- Real property, including possible fraudulent conveyances
- Land title sub-search: ownership, purchase date, mortgages and assessed value
- Registered mortgages and executions on real property
- Motor vehicles, equipment, goods and inventory
- Business interests and links to other companies
- Rental and other income
- Tax liens, including GST, HST, PST and corporation tax
- Pending legal actions and judgments
- Term loans, operating lines and other secured or unsecured borrowing
- Bankruptcies and receiverships on file with the Superintendent of Bankruptcy
- Information to help establish an address for service
Asset Accumulation and Debt Recovery ReportsHow it works
Tell QCR about your file
Use the form on this page for a sample report or pricing. When you are ready to order, the QCR team helps you choose the report that fits your file.
A credit investigator is assigned
A specific, experienced credit investigator is assigned to each file and works with you one on one. QCR starts fresh with every file instead of pulling a database snapshot.
You receive a verified report
Information is verified with institutions and public registries, so you can decide the next step on the file with comprehensive, current facts.
Common questions
Who prepares the report, and who is it for?
QCR is not a collection agency or a private investigator. It is a fully licensed, national credit reporting agency that has served business clients since 1992. Reports are for lawyers, lenders and businesses with a legitimate business need.
Can the report help me prepare for an examination in aid of execution?
Yes. Knowing the debtor’s assets helps you prepare for an examination in aid of execution and for discovery. The report sets out real and personal property, business interests, income and possible fraudulent conveyances. The legal strategy stays with counsel.
Can QCR report on a Canadian debtor for a U.S. creditor?
Yes. QCR is a fully licensed, national credit reporting agency with its head office in Markham, Ontario and branch offices in Truro, Nova Scotia and Phoenix, Arizona. Land and property records depend on what each province makes available.
Which report fits my file?
The Asset Accumulation Report identifies the debtor’s assets and liabilities, before an action or after judgment. The Debt Recovery Report supports enforcing a judgment. A member of the QCR team can help you choose.
What happens after I submit the form?
A member of the QCR team replies to your work email with the sample report, pricing or brochure you asked for, and can answer questions about your file.